Review on Auburnbank
Disclaimer
Our reviews are subjective opinions based on the analysis of our independent writers from around the world. We recommend exercising your own judgment and verifying information independently. We cannot be held liable for decisions made based on our reviews.
Summary
About Auburnbank
AuburnBank.com is the official website of AuburnBank, which is part of Auburn National Bancorporation, Inc., a long-established bank holding company headquartered in Auburn, Alabama. The site offers a full suite of traditional banking services — checking accounts, savings, certificates of deposit (CDs), mortgage lending, business banking, and online banking. Its online banking platform allows users to view balances, transfer funds, view check images, and more. According to its corporate filings, AuburnBank is regulated by U.S. federal and state banking authorities, including the Federal Reserve and the Alabama Superintendent of Banks. With continuous operation since 1907 and publicly reported financials, AuburnBank.com appears to be a real, established bank — not a fly-by-night online only or fraudulent operation.
More Details
Based on a thorough review, AuburnBank.com is a legitimate and well-established bank, not a scam. Here are the key reasons why:
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Regulatory Oversight: AuburnBank is part of Auburn National Bancorporation, which is regulated by the Federal Reserve and the Alabama Superintendent of Banks.
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Public Filings: The company files detailed annual and quarterly reports with the SEC, disclosing operations, risk, finances, and business structure.
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Long History: Operating since 1907 with consistent operations, branch network, and customer base.
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Transparent User Terms: The online banking agreement clearly outlines how the service works, including security, liability, and termination.
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Physical Presence: Several branches, ATM locations, and a main office (100 N. Gay St, Auburn, AL) give it tangible legitimacy.
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Customer Feedback: Reviews from actual customers note good customer service and a reliable online platform.
While no institution is immune to risk, especially in the digital age, AuburnBank’s publicly reported risk factors, security measures, and regulatory compliance make it highly credible.
Warning: Low score, please avoid this website!
According to our review, this website has a higher risk of being a scam website.
It may attempt to steal your funds under the pretense of helping you make money.
Notice: High Score — Not likely to be a scam website.
According to our review, this website has a low risk of being a scam.
There is minimal indication of fraudulent activity.
Notice: Moderate score — Caution advised.
According to our review, this website shows a moderate risk level based on current data.
There is no strong evidence of a scam, but users should proceed carefully.
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Competiting Brands
Photos of Auburnbank
Pros
- Publicly traded parent: Auburn National Bancorporation is publicly listed, which helps with transparency and trust.
- Secure online banking: Use of security codes, encryption, and controlled access.
- Comprehensive services: Offers checking, savings, mortgage, business banking — a full traditional bank.
Cons
- Geographically limited footprint: The branch presence is limited to East Alabama, so in-person banking is restricted to that region.
- Risk of cybersecurity: As with any online banking, there is mention of cybersecurity risk in its filings.
Website Overview
Country:
USA
Operating Since:
1996
Platforms:
Mobile/Desktop
Type:
Online bank
Spread:
N/A
Funding:
Online bank
Leverage:
N/A
Commission:
N/A
Instruments:
N/A
Keypoints
Regulated and Publicly Filings Auburn National Bancorporation (parent company) is registered with the U.S. Federal Reserve. The bank publishes annual reports, including a detailed 2024 Annual Report, showing branch locations, product lines, and corporate governance.
Long History AuburnBank has roots dating back to 1907. It is not a newly created “online-only” bank; it has a physical presence in Alabama, with several branches.
Online Banking Services Their online banking disclosure is transparent: they outline how to enroll, how to use the system, security codes, hours of access, and liability. Security mechanisms are in place, including multi-part security codes, encryption, and lockout after failed attempts.
Risk Disclosures Auburn’s own SEC filings mention cybersecurity risk as part of its risk factors, which is quite standard for banks, indicating they take risk seriously
Overall Score
90%
Final Thoughts
After viewing and analyzing the site thoroughly by our experts and undergoing the proper process, we have reached a final conclusion.
AuburnBank.com belongs to an established, regulated, and transparent banking institution. Far from being a suspicious or fly-by-night online bank, it is backed by a publicly traded holding company, operates physical branches, and offers traditional banking services with strong online capabilities. Users looking for credible, community-rooted banking with online access will likely find AuburnBank a trustworthy option — especially if they are in or near its service region in East Alabama.
If you're evaluating it for opening personal or business banking, its long history, regulatory standing, and clear policies are strong positives. The main trade-off: limited branch accessibility if you're outside its geographic footprint.
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