Review on Everguardtrustbank

This review examines the website Everguard Trust Bank (URL: https://everguardtrustbank.com/) and assesses its claims, structure, reliability, and potential risks. The site presents itself as an online bank offering banking, investment, and savings services. It claims licensing, broad financial activity across many countries, KYC for clients, SSL encryption and a full digital banking environment. For example, the FAQs section states: “Yes, our Company is totally a legal platform licensed by the Securities and Exchange Commission to carry out financial activities in over 105 countries.”

However, on closer inspection the website shows multiple red flags: inconsistent naming (the URLs on the site appear to mirror those of other financial institutions rather than matching the name exactly), lack of verifiable regulatory registration, unconfirmed domain history, and borrowed content that appears generic rather than bespoke. There is little to no credible external verification of its claimed status as a fully-licensed banking institution, especially for global operations. Given the nature of online banking fraud and the high risk of unregulated platforms, caution is strongly advised.

In short: while Everguard Trust Bank presents a professional facade, the evidence suggests serious legitimacy concerns. As such this site should be treated as very high risk, and the possibility that it is a scam cannot be excluded.

More Details

Taking all the evidence into account, the website everguardtrustbank.com exhibits the characteristics commonly found in scam or fraudulent online “banks”. Below is a deeper breakdown of why this site is considered very high risk for being a scam rather than a legitimate operation.

1. Regulation and licensing concerns
   Legitimate banks—especially those offering deposit accounts, savings, credit cards or investment products—must be regulated by the relevant national authorities (e.g., in the U.S., the FDIC, OCC, state banking regulators). They also disclose insurance schemes, regulatory license numbers, and branch verification. This site does not provide verifiable regulator information. The sweeping claim of being “licensed by the Securities and Exchange Commission” (without specifying which country’s SEC) is too vague to be credible.

2. Improbable claims and scope
   The claim that the company conducts financial activity across “105 countries” is highly ambitious and atypical for an online start-up bank. Such global reach would require complex compliance, licensing, and local regulation, yet no evidence of that is provided. Scammers often use large-scope claims to impress potential victims.

3. Domain age and reputation issues
   Without clear long-term domain history and strong user reviews or regulatory listings, the site’s trust is very low. Many legitimate banks have been operating for decades and have extensive public records; this site lacks that track record.

4. Template content and inconsistency
   When a website uses generic “banking template” content (branch hours, screenshot banks, routing numbers) that seem copied from elsewhere, it suggests the operation may be artificially constructed just for credibility, rather than representing a real, functioning banking institution.

5. Contact channels and transparency
   Real regulated banks typically provide a full corporate address, branch list, clear customer service phone numbers, disclaimers about FDIC/NCUA insurance, and transparent audit or annual reports. The contact information here is minimal, with generic support email, WhatsApp and only two US addresses which cannot be readily verified. This weakens credibility.

6. Potential for financial harm
   If you deposit funds, invest or open accounts with this “bank”, you may find that your funds are neither insured nor retrievable. If the entity disappears or shuts down, you have no legal regulatory framework to pursue your money. This is consistent with scam operations that promise high yields, global access, or “simple sign-up and profit” but collapse once they have collected sufficient deposits.

Given all of these factors, this website should be treated with extreme caution, and it is strongly recommended not to deposit or invest any funds with it.