Review on Hanmietrustsequity

The website in question, Hanmie Trusts Equity (https://hanmietrustsequity.in/), presents itself as an online banking or financial services platform—offering banking-type features: payments, credit cards, mortgages, loans, “home equity” options, etc. On its site it claims to provide typical bank-type services such as automatic payments, personal loans, home equity extraction and so forth. For example, one page says: “Hanmie offers several convenient options to make payments on auto loans, personal loans, and mortgages.”  However, our detailed review uncovered multiple serious red flags indicating that the business is likely not legitimate or trustworthy as a regulated bank or credible financial institution. There are numerous reasons for concern—including domain registration issues, lack of verifiable regulator/licensing information, mismatch between claims and independent records, and strong indications of scam-style behaviour. In short: while the website appears polished and bank-like, the underlying facts strongly suggest Hanmie Trusts Equity is not a legitimate bank and offers no reliable protection for depositors or clients. Use extreme caution and treat any engagement—especially financial transfer—as high‐risk.

More Details

Having considered all of the above, here is a detailed breakdown of why the site is considered a scam / not legitimate:

1. Lack of Regulation & Licensing

Any online bank must typically be licensed by a national banking regulator (in India, the Reserve Bank of India (RBI)). There is no indication on the site of legitimate licensing, registration number, membership of deposit insurance (e.g., the Deposit Insurance and Credit Guarantee Corporation (DICGC) in India). Without that, there is no regulatory protection, and that in itself often defines a scam.

2. Domain and Corporate Transparency

The domain is newly registered and appears among many domains in a bulk list. Authentic banks usually have long-standing domains, known brands, transparent corporate history. The presence of many similar domain registrations increases the probability of a fraud ring. The corporate identity, ownership information, audited results and formal disclosures are absent or not visible.

3. Content and Claims Are Generic and Potentially Misleading

The website uses generic financial-service language ("home equity loan", "credit cards", "mortgages") but there is no detail about interest rates, regulatory compliance, risk disclosures, or actual branch operations. It gives the impression of offering full banking services without giving the operational basis for doing so (which would require regulation). This mismatch is characteristic of scam-websites that appear real but have no substance.

4. Risk to Consumers

Because the site is likely not a genuine bank, any funds you deposit are not protected by deposit insurance or regulatory oversight. If you provide personal or financial data, you may expose yourself to identity theft. If you make payments to or invest via the site, you risk losing your money with little chance of recovery.

5. The Path of Least Resistance for Scammers

From the evidence, the site seems to rely on appearance and aggressive claims (“we’ll help you with equity, credit cards”) to lure unsuspecting users. This is consistent with suspected scam operations: build a convincing façade, collect money/data, and then disappear. The absence of independent reviews or verifications further aligns with this.