Review on Lenastatebank

The website under review is the official online presence of Lena State Bank, found at https://www.lenastatebank.com/. The site presents itself as a full-service community bank offering personal banking (checking, savings, CDs, online/mobile banking), business banking (deposit accounts, cash-management, merchant card services) and lending (personal, commercial, agricultural, mortgage) services. On its “About Us” section the bank states: “we continue our tradition of providing personal banking, business banking and lending services every day. We are your family, friends and neighbors.” 
The site also displays the bank’s routing number and NMLS ID (#680560) in its footer. It appears to serve customers in Lena, Illinois (USA) with physical branch details listed (Lena, IL). 
Overall, the website claims to provide legitimate banking services, online banking, mobile banking, business services, and support infrastructure such as bill pay, calculators and a digital wallet.

More Details

After an in-depth analysis, the website of Lena State Bank appears legitimate and real, rather than a scam. Here are the detailed reasons:

• The domain (lenastatebank.com) corresponds clearly to the bank’s name, and the content is consistent with what one expects from a U.S. community bank.

• The physical address and phone number are verifiable via business listings (Yelp, business directories) and the bank’s own website listing. 

• The routing number and NMLS ID are given publicly, which aligns with regulatory requirements for banks in the U.S.

• The site structure matches standard practice for community banks: sections for personal, business, lending, calculators, online banking. The messaging (“we are your family, friends and neighbors”) is consistent with small community bank branding. 

• There is no strong indication of phishing, fake claims, or promises of unrealistic returns which typical scam sites produce. Instead, the services listed are conventional banking products (checking, savings, loans) rather than investment schemes or get-rich-quick offers.

• The merger announcement with Foresight Bank suggests corporate transparency rather than hiding something. If anything, change in bank ownership is common and normally disclosed.

However: Although the site appears legitimate for U.S. customers, if you are outside the U.S., you’ll want to confirm regulatory protections (e.g., deposit insurance by the Federal Deposit Insurance Corporation (FDIC) in the U.S.), and whether international transfers or account access from Nigeria are supported. The fact that the site is U.S. based means limitations may apply for non-U.S. users.

In sum: The site is real, legitimate, and not evidently a scam. If you choose to use it (especially from abroad), exercise standard banking caution: verify account details via phone, ensure you’re using the correct URL (https), check encryption, and be aware of jurisdictional/regulatory restrictions.