Review on Regencyb

The website https://regencyb.com/ purports to be an online banking institution called “Regency Bank.” It claims to provide a range of banking services: personal and business accounts, mobile & online banking, quick loans with low interest rates, digital-asset investments, real-estate investment opportunities, and “fully guaranteed” secure transactions. On the site you’ll find statements like “very secured and supervised means to save, invest and transfer your funds at full guarantee” and “digital assets, like bitcoin … our digital asset fund offers investors exposure to bitcoin and other assets.”

However, on closer inspection there are multiple warning signs: the domain was only registered in April 2025.  The “about us” page claims the bank has been “successfully providing the best banking solution for over 10 years” yet the domain is brand new. Other publicly-available scam-warning services assign the site a very low trust score (16.7/100) and label it high-risk, unsafe. 

In short: RegencyBank (regencyb.com) presents itself as a global, sophisticated banking institution, but many of its claimed credentials don’t check out, and there is strong evidence that the operation is likely a scam.

More Details

Based on the accumulated evidence, the website regencyb.com is highly likely to be a scam rather than a legitimate online bank. Here’s a deep dive into why:

1. Mismatch in longevity and domain registration: The site claims the banking institution has “successfully provided … for over 10 years.” Yet WHOIS records show the domain was registered on 5 April 2025. Such a large discrepancy suggests the claim is false, used to build undue trust. 

2. Lack of regulatory transparency: Legitimate banks will list their charter licence, the country of supervision, deposit insurance scheme, etc. This site does not provide credible or verifiable regulatory information. Without regulatory oversight, there is no guarantee that your funds are safe.

3. High-risk profile by independent validator: The Scam Detector review assigns the site a very low trust score (16.7/100) and flags it for phishing, malware, spam risk, domain blacklist proximity. These objective metrics strongly suggest fraud risk. 

4. Unrealistic/over-generous offers: The site mixes standard bank services with high-risk investments (bitcoin fund, real estate income) and “low interest loans available to everyone regardless of status.” This is common in fraudulent schemes designed to lure people with attractive promises, then collapse or abscond with funds.

5. Hidden ownership and address issues: Ownership is obfuscated behind a privacy service (PrivacyGuardian). The business address and phone details appear generic and may not correspond to a real operating bank branch. The phone number +1–716 area code suggests Buffalo NY area, but no established bank under that name appears publicly in that region.

6. No credible footprint: There is no track record of the bank in major banking directories, no credible mentions in regulatory registries or reputable financial news sources. A genuine bank with “over 10 years” of history would have some digital footprint.

7. Investment of trust before deposit: The site’s structure appears designed to gather deposits or personal information from users under the guise of banking/investment service; once funds are deposited, there is a high risk that withdrawal will be blocked, account frozen, or the entity will disappear.

For all these reasons, the site should be treated as a high-risk scam. If you have already deposited funds or shared personal/financial information, you should take immediate protective actions — contact your banking institution, report to your local financial regulatory body, and consider steps to monitor for identity theft.