Review on Solution

The website “https://www.solutions.bank/” presents itself as an online banking institution, offering deposit accounts, lending, cash-management tools, wire transfers, and other typical banking services. It uses the .bank top-level domain extension—which would ordinarily signal that the entity is a regulated bank. On the site you’ll see claims of digital banking solutions, business and personal banking tools, and various modern services (e.g., wire transfers, mobile deposit, online cash flow management).

However, on closer inspection many concerning red flags arise: the eligibility of the operator for a .bank domain is unclear; public verifiable information about the bank’s charter, regulator, deposit insurance, or physical presence is lacking or ambiguous; the domain registration and regulatory documentation do not appear transparent; and some claims on the site (e.g., “next‐generation features”, broad global access) are generic and commonly found in scam-style offerings. In short: while the site superficially looks like an online bank, there is strong evidence to question its legitimacy.

In the sections below we’ll go through the key points, pros & cons, in-depth analysis (the “Post section”) about why the site is considered a likely scam, and a Q&A to help you assess it further.

More Details

While I cannot conclusively state the site is definitively a scam (as that would require full access to its corporate/legal structure), the evidence strongly supports the view that “solutions.bank” is highly likely to be a scam or at least a very high-risk fraudulent bank simulation. Here is an in-depth breakdown:

1. Regulatory and Licensing Gaps
   The .bank domain extension is reserved for banks that meet strict regulatory criteria and undergo vetting.  However, the website fails to produce clear evidence of such regulatory status, e.g., no mention of deposit insurance (such as FDIC in the U.S.), no list of supervisory authority, no country of charter disclosed. A genuine bank would prominently disclose these details to instill trust. The absence of such is a strong red flag.

2. Opaque Ownership and Domain Registration
   A legitimate bank will often have clear ownership information, management names, physical address, regulatory disclosures. In this case, the publicly available data on the domain registration is inconclusive. If the owner were a legitimately regulated bank, this would typically be easy to verify via the national banking regulator’s website or via the bank’s annual report. Without that verification, there is no proof the bank exists as claimed.

3. Marketing vs Substance
   The website uses slick marketing language about “next-generation features”, “digital banking”, “business wire transfers”, etc. While these might be accurate, they also mirror what many scam-style sites use to provide legitimacy by appearance. The surface functionality may seem fine, but the key issue is: what happens when a user deposits funds? Are those funds truly held by a regulated bank, are they protected, can they be withdrawn safely? Without the regulatory guarantee, you are operating blind.

4. Targeting and Risk
   The site appears to offer services globally (or at least accepts users from places like Nigeria) but does not clearly state which national jurisdiction it operates under. That means if something goes wrong, the user might have no domestic recourse. Scams often target jurisdictions where regulation or user awareness is lower, making them harder to trace or enforce.

5. Domain Extension “.bank” as False Assurance
   Many users might assume that because the domain ends in .bank, it is 100 % safe. But while .bank is indeed restricted, the vetting process may still be exploited or circumvented. It seems this entity is leveraging the domain extension to impart trust without backing it with the full regulatory disclosures. Without verifying the licensing, the extension alone is not sufficient proof.

6. Lack of External Independent Verification
   In my search I found no credible external source (regulator, reviews, banking industry publication) verifying that this exact website is a recognized, regulated bank. A genuine bank would likely have press releases, regulatory filings, investor information, etc. The absence of such external validation is alarming.

Summing up: because of the above, using this site involves a high risk that you may deposit money into a system that has no real banking license, no deposit insurance protection, and poor recourse if funds are lost. For these reasons I consider it effectively a scam (or at least a very high-risk fraudulent scheme masquerading as a bank).