Review on Starkvillecityb

The website in question — https://www.starkvillecityb.com — presents itself as an online bank calling itself Starkville City Bank. It offers a full complement of banking services: checking, savings, credit cards, home loans, foreign exchange, global remittance, digital wallets, online and mobile banking. According to the site’s “About Us” page, the bank claims to have been founded in 2022 in the United States, currently holding approximately $25.1 billion in total assets and 2,800+ associates across six states. The site lists a contact phone number +1 203-555-6103 and an address of “70 Old Liberty Street Sanford, NC 27330” in its Contact Us section. 

At first glance, the presentation resembles a typical bank website: standard navigation (Personal / Business / Wealth Management), sections on services (Checking, Savings, Foreign Exchange, Global Remittance), login pages, and even a “Security & Fraud” section with tips.  However — upon closer inspection — there are multiple inconsistencies, red flags, and missing verifications that strongly suggest this entity is not a legitimate, regulated U.S. bank.

In the sections below I walk through the key observations, pros and cons of the site, a detailed analysis of its legitimacy, and finally my conclusion.

More Details

After a detailed review of the website’s content, claims, domain and contact data, I conclude that the site is very likely a scam, and I strongly advise against using it for any banking transactions. Here is the reasoning in detail:

1. Missing regulatory trace / no legitimate banking charter found
   A genuine U.S. bank must have a charter (state or national), be listed with the FDIC or the Federal Reserve, publish its routing number, and have verifiable physical branches. The website gives a generic address and a phone number, but independent searches did not corroborate the existence of a bank by the name “Starkville City Bank” with the claimed asset size of $25 billion. The absence of such verification is a critical flaw.

2. Unrealistic growth and inconsistent history
   The website claims the bank was founded in 2022, yet also claims more than 100 years of service. It further claims $25.1 billion in assets and a workforce of 2,800+ across six states in a very short span. For a new bank, that level of scale is highly unlikely without external records or media coverage. The internal inconsistency undermines credibility.

3. Domain/branding issues
   The domain uses “starkvillecityb.com” rather than “starkvillecitybank.com” or similar. The clipped “b” may be an attempt to mimic “bank” while avoiding detection or reservation of the more obvious domain. Also, the use of “Starkville” (a city in Mississippi) combined with an address in Sanford, North Carolina, raises geographic inconsistency. The phone number uses the “555” fictitious prefix often seen in TV/film, which suggests it may not be real.

4. Inconsistent support e-mail and login messages
   On the login page, an error message directs users to send email to support@firmtrustbk.com — a domain wholly different from the main site. This kind of mismatch is often seen in phishing sites or scam pages where script is reused from other domains. If a real bank had professional infrastructure, these details would align. The mismatch suggests little professionalism and likely malicious intent.

5. Emphasis on wires/global remittance
   Legitimate banks offer global remittance services, but a new/unverified bank emphasising global remittance and foreign exchange may be targeting the movement of funds in a way that is less easily monitored. Scam operations often lure victims into sending money internationally or providing sensitive banking credentials. The website’s heavy push into remittance, digital wallets and foreign exchange without verifiable credentials is suspicious.

6. Lack of independent public footprint
   If a bank genuinely had $25 billion in assets, 2,800 employees, and presence in six states, there would be regulatory filings, press releases, news articles, or branch data publicly available. None were found. The absence of such a footprint is a red flag.

7. No visible FDIC disclosure / routing number / branch locator
   Legitimate banks show “Member FDIC” logos, routing numbers for payments, branch lists, investor information (if public), and regulatory disclosures. This site lacks those key features, making it difficult or impossible to independently verify deposits are insured or the institution even exists for regulatory purposes.

8. Potential risk for users
   If a user were to deposit funds, provide sensitive personal or banking information, or attempt to transfer money, they could be at risk of losing those funds, having credentials stolen, or becoming part of a money‐laundering scheme. Because the operator is unverified, there is no guarantee of fund safety or regulatory protection.

Given all the above, the evidence overwhelmingly points to this being a scam operation masquerading as a bank. The site uses the appearance of legitimacy but fails basic external verification, uses commonly seen scam indicators (odd domain, mismatched email/domain, unrealistic claims). It is prudent to treat this as a fraudulent site and to avoid engaging with it.