Review on Texasadvantagecommunitybank
Disclaimer
Our reviews are subjective opinions based on the analysis of our independent writers from around the world. We recommend exercising your own judgment and verifying information independently. We cannot be held liable for decisions made based on our reviews.
Summary
About Texasadvantagecommunitybank
The website of Texas Advantage Community Bank, National Association (TACB) presents itself as an online banking portal and full-service community bank, operating branches in Alvin and Pearland, Texas. On the homepage the bank states it provides checking and savings accounts, loans, mobile banking, business banking and other standard financial-services offerings. The bank’s mobile banking app is available in both Google Play and Apple App Store, which further supports its functioning as a real institution.
The website appears professionally laid out, with information about logging in, mobile apps, branch locations, and contact information. The claim is that it is a locally-based Texas community bank (“Building Our Community, Banking Your Future” is one tagline) which supports both personal and business banking.
Given these signals, the site presents itself as legitimate—but our review below will dig into key observations, red flags, pros and cons, and the ultimate verdict on whether the site can be trusted.
More Details
Based on the data gathered, the site of Texas Advantage Community Bank is legitimate rather than a scam. Here is a reasoned breakdown:
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Real Website and Branding: The site exists under the bank’s name and presents consistent branding (name, domain, branch info).
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Mobile App Availability: The bank supports mobile banking apps on both Android and iOS. These are registered under the bank name, and user reviews exist. The presence of installed apps with actual user feedback (including complaints) strongly suggests this is a genuine operation rather than a spoof.
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Physical Branch Indication: The bank indicates real physical operations (Alvin, TX; Pearland, TX). A community bank with a local physical presence has more accountability than a purely online “bank” with no verifiable location.
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Social Media and External Profiles: Existence of Facebook page, LinkedIn company profile for the bank enhances credibility.
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Services Align with Typical Community Bank: Checking/savings accounts, loans, mobile banking, business banking. No outrageous claims (e.g., “get huge returns overnight”) which are typical of scam sites.
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User Feedback: At least for the mobile app, users have responded and left reviews. If it were a scam site, there would likely be far fewer credible reviews or presence in official app stores would be suspect.
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No immediate obvious scam indicators: No overt promises of unrealistic returns, no typical phishing language, no known major alerts in our quick search.
Caveats / Conditions:
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Legitimacy doesn’t guarantee perfect service; some reviews for the app show user complaints.
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If you are outside the U.S., you should confirm the bank’s terms for non-U.S. resident customers, regulatory protection (e.g., whether deposits are FDIC insured for your specific account type), cost of remittances/international transfers.
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As with all banks, you should verify the URL carefully, ensure SSL certificate, avoid logging in from public unsecure networks, and ensure you’re on the official domain and mobile app.
In short: The balance of evidence supports the conclusion that this is a real U.S. community bank with legitimate operations, not a scam. That said, as with all financial services, especially cross-border use, due diligence is still advised.
Warning: Low score, please avoid this website!
According to our review, this website has a higher risk of being a scam website.
It may attempt to steal your funds under the pretense of helping you make money.
Notice: High Score — Not likely to be a scam website.
According to our review, this website has a low risk of being a scam.
There is minimal indication of fraudulent activity.
Notice: Moderate score — Caution advised.
According to our review, this website shows a moderate risk level based on current data.
There is no strong evidence of a scam, but users should proceed carefully.
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Competiting Brands
Photos of Texasadvantagecommunitybank
Pros
- The bank appears to be a true community-bank rather than a fly-by-night online only operation—this gives comfort.
- Good user feedback on the app (in Apple App Store) suggests active usage.
- Transparency: mobile banking, ability to transfer funds, ability to pay bills, etc. (as described in the app listing).
Cons
- Some user complaints: e.g., in Google Play store reviews some users highlight issues with the app performance (“app won’t stay open”) which could reflect usability or support concerns.
- For an international user (Nigeria) it may be a challenge to open accounts, understand regulatory protections (e.g., FDIC insurance), or deal with a U.S. bank remotely.
- The website may not contain as many third‐party verifications or disclosures as the biggest banks (e.g., full annual reports, large national presence) which might be expected by some customers.
- As with any banking site, there remains risk of phishing, scams, and mis-typing the domain; users must be vigilant.
Website Overview
Country:
USA
Operating Since:
2006
Platforms:
Mobile/Desktop
Type:
Online bank
Spread:
N/A
Funding:
Online bank
Leverage:
N/A
Commission:
N/A
Instruments:
N/A
Keypoints
The bank has a legitimate mobile banking app published in the Google Play store and Apple App Store under its name; that suggests it is actively serving customers.
The site lists real branch-locations (Alvin, TX; Pearland, TX) and provides a U.S. phone contact for support.
The bank appears to have a social media presence (Facebook page listing “Texas Advantage Community Bank N.A., Alvin”) which gives some transparency.
The website URL uses a domain (texasadvantagecommunitybank.com) that matches the bank name, which is a good sign.
Overall Score
70%
Final Thoughts
After viewing and analyzing the site thoroughly by our experts and undergoing the proper process, we have reached a final conclusion.
After a thorough review of the website and supporting evidence, the site of Texas Advantage Community Bank appears to be a legitimate, operating community bank rather than a fraudulent or purely speculative operation. It checks many of the boxes: consistent branding, app presence, physical branch indication, user feedback, and reasonable descriptions of services.
If you are considering engaging with this bank (for example opening an account, depositing funds, using mobile banking) here are some final recommendations:
If you are based outside the U.S. (i.e., in Lagos, Nigeria) make sure you fully understand the account opening requirements for non-U.S. residents (if applicable), currency/exchange implications, fees for international transfers, and whether your funds will be insured (e.g., FDIC insurance).
Always verify the legitimacy of any email or login prompts, ensure you are using the correct domain (
texasadvantagecommunitybank.com) and secure https connections.Check the mobile app updates and user reviews over time, as some users have reported issues with stability.
Read the bank’s terms and conditions, privacy policy, regulatory disclosures, and ensure you are comfortable with service hours and support when operating across time zones.
For any unusual requests (large transfers, remote deposits from abroad, unusual promotions) proceed with caution and consider verifying with the bank’s customer service directly by phone.
In conclusion: yes—this site appears safe and legitimate—but that doesn’t mean you should proceed without your own verification and caution. Because banking always carries risk, especially international banking, you should treat it as you would any financial relationship: ask questions, check credentials, safeguard your information.
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